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A quick and easy cheesy bread made with baking powder instead of yeast, featuring a soft, fluffy crumb and pockets of melty cheese.

  • Total Time: 40-45 minutes
  • Yield: 1 loaf (8-10 servings) 1x

Ingredients

Scale
  • 2 cups all-purpose flour
  • 1 tablespoon baking powder
  • 1 teaspoon salt
  • 1 cup shredded cheese (cheddar, mozzarella, or your favorite)
  • 1 cup milk
  • 1/4 cup vegetable oil or melted butter
  • 1 large egg
  • 1 teaspoon garlic powder (optional)
  • 1 teaspoon dried herbs such as oregano or thyme (optional)

Instructions

  1. Preheat the oven to 350°F (175°C).
  2. Grease a 9×5-inch loaf pan with butter or cooking spray, or line it with parchment paper.
  3. Whisk together flour, baking powder, salt, and optional garlic powder and dried herbs.
  4. Toss shredded cheese with a tablespoon of the flour mixture to coat.
  5. Fold the coated cheese into the dry ingredients until evenly distributed.
  6. Bring milk and egg to room temperature, then whisk together milk, oil or melted butter, and egg until smooth.
  7. Pour wet mixture into the dry ingredients and gently fold with a spatula or wooden spoon until just combined, leaving some lumps; do not overmix.
  8. Spoon or pour batter into the prepared loaf pan and smooth the top; sprinkle extra cheese on top if desired.
  9. Bake for 30–35 minutes at 350°F (175°C), until the top is golden brown and a toothpick inserted in the center comes out clean.
  10. If browning too quickly, tent the loaf loosely with foil for the remaining bake time.
  11. Cool the loaf in the pan for about 10 minutes, then turn out onto a wire rack to finish cooling and wait at least 20 minutes before slicing.

Notes

Do not overmix to avoid tough bread; mix gently until dry ingredients are mostly combined., Coat cheese with flour to prevent sinking during baking., Use freshly shredded cheese for best melt and flavor; avoid pre-shredded cheese with additives., If the crust browns too fast, cover with foil during last 10–15 minutes of baking., Bring milk and egg to room temperature before mixing for better blending and rise., When adding wet mix-ins like veggies, bake a few minutes longer and check doneness with a toothpick., Use a serrated knife and a gentle sawing motion to slice for neat pieces., Cheese variations: sharp cheddar (bold), mozzarella (stretchy), gouda (creamy), pepper jack (spicy)., Savory mix-ins: cooked bacon, chopped jalapeños, sun-dried tomatoes, olives, sautéed peppers/onions (drain excess moisture)., For muffins, bake batter in muffin tins at 350°F for 18–22 minutes., Gluten-free option: use 1:1 gluten-free baking flour blend, adjust liquid slightly; texture differs but still tasty., Storage: Wrap cooled bread tightly; store at room temperature up to 2 days, refrigerate up to 3–4 days, freeze up to 3 months., Reheat slices in 350°F oven for 10–15 minutes or microwave for 20–30 seconds (microwave won’t keep crust crisp).

  • Author: Laura
  • Prep Time: 10 minutes
  • Cook Time: 30-35 minutes
  • Category: Quick Bread

Nutrition

  • Serving Size: 1 slice
  • Calories: Approximately 220 calories per slice (varies by cheese type and substitutions)
  • Fat: Approximately 12 grams per slice
  • Carbohydrates: Approximately 22 grams per slice
  • Protein: Approximately 8 grams per slice